Road accidents are absolutely horrible, but sadly, they are a regular part of everyday life. In fact, around 1.3 million people die in road accidents each year. It’s a saddening figure that indicates we have to be much safer on the roads.
But, accidents happen, and that’s a reality. Whether it’s a truck, a bike or indeed, a car, if you have been the victim of an accident you might be struggling with what to do next. So, here are some steps for you to take.
Make sure you collect the right information from the scene of the accident
This is absolutely vital. If you fail to collect the right information, you may not be able to defend yourself properly or make a valid insurance claim. Here’s what you should collect from the scene:
• License plate numbers of all cars involved
• A description of the weather conditions and road conditions
• Contact details of any eyewitnesses and names of police officers
• The precise time and date of the crash
• Any details about the road environment – e.g. if there were roadworks
• Names, addresses, insurance details and numbers of other vehicle owners involved
• If possible, a rough drawing of the scene. Or take a picture
Collecting all the right information allows you to tell your side of the story in full detail. Obviously, if you don’t get everything you need from the scene, you can’t go back and do it! So try to remember. It’ll be a stressful time for you, but keep a level head if possible.
Get legal help that pertains to your case
Every single kind of road accident is different. And yours will be no exception. It’s likely that there’s never been a collision of this description in this place with these vehicle types. So, it’s important to find legal help that is more closely tied to your circumstances.
For example, a provider like mbpersonalinjurylaw.com specializes in truck accidents. There is other help for bikes, cars and even vans, too. Each vehicle is different and there will be a different set of details around your accident.
Above all, ensure you feel comfortable with your legal help. As previously mentioned, this will be a stressful time, and if you trust your lawyer and feel safe with them, the process will become easier for you.
Speak to your insurance provider
Obviously, you’ll want to have a chat with your insurer. Failure to contact them within the time window set out in your contract can invalidate your cover. You’ll need to give them all the details you collected at the scene, even if you don’t want to make a claim.
If you do lose your cover, don’t despair. You can still find a policy from another provider. Sites such as moneysupermarket.com can offer you a look at what’s available to you. As long as you’re upfront about your accident, you’ll be fine.
Of course, it’s not always possible to stay safe on the road, though there are some things you can do to make this easier. Above all, just keep that speed down and stay alert – you’ll thank yourself in the long run. If you are in an accident, please stay calm, and try to remember that there is always help.